专业术语 | 保险术语

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核保政策 acceptance policy -
结算期 accounting period -
累积限额 aggregate limit -
累积损失 aggregated loss -
逆选择 antiselection -
新型风险转移 ART (Alternative Risk Transfer) -
所欠款项 balance -
堰坝 barrages -
自保组合 captive pools -
巨灾风险 catastrophe risk -
分出公司 ceiding company -
分出公司 reinsured -
分保限额 cession limit -
容易出险 claim-prone -
理赔协助 claims assistance -
结清方式 clean cut -
共保 coinsurance -
起讫 commencement and termination -
承保 cover -
责任额 cover -
预付保费 deposit premium -
毁坏 destroyed -
土坏房屋 earth caves -
事件限额 event limit -
通融赔款 ex gratia payments -
超额赔款 excess loss -
除外责任 exclusion -
风险承受区域 exposed areas -
临时分保 facultative reinsurance -
断层区 fault zone -
有限制的风险 finite risk -
骤发洪水 flash floods -
洪水泛滥 flooding of rivers -
框架结构 frame structure -
全额承保 full coverage -
足额保险价值 full insurance value -
全部责任 full liability -
地球物理研究所 Geophysics Institute -
总净保费收入 GNPI -
雹暴 hailstorm -
严重破坏 heavy damage -
空斗砖结构 hollow brick wall -
小时条款 hour clause -
飓风 hurricane -
单一损失 individual losses -
可保性 insurability -
保险损失 insured losses -
烈度 intensity -
层次 layering -
损失可能性小 less exposed -
责任 liability -
轻度破坏 light damage -
分保条 line slips -
附加费 loading -
损失发生 loss occurrence -
损失发生基础 loss occurring basis -
分担损失 loss participation -
损失赔付 loss settlement -
震级 magnitude -
恶意损害 malicious damage -
中度破坏 moderate damage -
多层建建筑 multi-story building -
慕尼黑再 Munich Re -
净自留额 net retained lines -
损失净自赔额 net retained losses -
无纯益风险 no profit commission -
非比例再保险 non-proportional reinsurance -
告知 notification -
标的 object -
固定分保 obligatory reinsurance -
原始免赔额 original deductibles -
原始费率 original rate -
已付资本 paid-up capital -
峰值加速度 peak accelerator -
危险 peril -
中保再 PICC Re -
安排 placement -
可能最大损失 PML -
保单持有者 policyholder -
共保组合 pool -
未满期责任的出帐 portfolio entry -
未满期责任的入帐 portfolio outgo -
保费 premium -
既往损失 previous losses -
分保自留额 priority -
自付责任 priority -
比例再保险 proportional reinsurance -
雨暴 rainstorm -
费率 rating -
钢筋混凝土建筑 reinforced concrete building -
恢复保额 reinstatement -
再保险人 reinsurer -
自留额 retention -
滞洪区 retention areas -
重现期 return period -
吊销营业执照 revoke license -
海震 seaquake -
第二事件承保 second event cover -
证券化 securitization -
震害 seismic demage -
抵销 set-off -
剪力墙结构 shear wall structure -
险位超赔 single -
分散风险 spread loss -
赔付率超赔 stop loss -
风暴潮 storm surges -
易受水浸性 susceptibility of goods to water -
费率表 tarrif -
拐点周期 TG -
海啸 tidal wave -
地形图 topographic map -
龙卷风 tornado -
总保额 total sum insured -
合约限额 treaty-limits -
筒体结构 tube structure -
承保政策 underwriting policy -
风暴 windstorm -
船舶定期保险 time hull insurance -
海损保险 marine insurance -
海洋运输保险 maritime transportation insurance -
火险 fire insurance -
货物保险 cargo insurance -
强制保险 compulsory insurance -
人寿保险 life insurance -
保险单 insurance policy -
保险单满期 expiration of policy -
保险单一般规定 general policy condition -
保险费 insurance premium -
初期保险费 initial premium -
全部保险费 in-full premium -
保险公司 insurance company -
保险金额 sum insured -
保险客户 policy-holder -
保险类别 branch of insurance -
保险人;保险商 insurer, underwriter -
保险责任终止 termination of risk -
保险总额 coverage -
被保险人 insured, assured -
查勘 survey -
分保 reinsurance -
海损 average -
单独海损 particular average -
共同海损 general average -
货损检验 cargo damage survey -
赔偿的义务 obligation of compensation for loss -
赔付率 loss ratio -
赔款 indemnity -
损害赔偿 indemnity -
索赔 claim -
索赔时限 time limit for filing claims -
损害通知书 notice of loss -
续保 to renew -
宣告无效 null and void -
预付保险费 deposit premium -
再保险 reinsurance -
自然损耗 natural losses -
自然灾害 natural calamities -
层次 layering -
损害赔偿 indemnity -
事件限额 event limit -
损害通知书 notice of loss -
再保险 reinsurance -
临时分保 facultative reinsurance -
海损 average -
索赔 claim -
单独海损 particular average -
损失可能性小 less exposed -
损失发生基础 loss occurring basis -
净自留额 net retained lines -
保险总额 coverage -
预付保险费 deposit premium -
原始费率 original rate -
核保政策 acceptance policy -
保险责任终止 termination of risk -
轻度破坏 light damage -
分保自留额 priority -
分散风险 spread loss -
合约限额 treaty-limits -
船舶定期保险 time hull insurance -
危险 peril -
骤发洪水 flash floods -
海震 seaquake -
保险金额 sum insured -
钢筋混凝土建筑 reinforced concrete building -
共保组合 pool -
断层区 fault zone -
结清方式 clean cut -
保险公司 insurance company -
筒体结构 tube structure -
结算期 accounting period -
峰值加速度 peak accelerator -
累积损失 aggregated loss -
易受水浸性 susceptibility of goods to water -
保险类别 branch of insurance -
证券化 securitization -
保险客户 policy-holder -
自然损耗 natural losses -
费率 rating -
严重破坏 heavy damage -
有限制的风险 finite risk -
分出公司 ceiding company -
分保限额 cession limit -
飓风 hurricane -
告知 notification -
分担损失 loss participation -
洪水泛滥 flooding of rivers -
分出公司 reinsured -
预付保费 deposit premium -
滞洪区 retention areas -
已付资本 paid-up capital -
损失赔付 loss settlement -
框架结构 frame structure -
震级 magnitude -
宣告无效 null and void -
通融赔款 ex gratia payments -
起讫 commencement and termination -
初期保险费 initial premium -
承保政策 underwriting policy -
土坏房屋 earth caves -
被保险人 insured, assured -
火险 fire insurance -
所欠款项 balance -
毁坏 destroyed -
雨暴 rainstorm -
再保险人 reinsurer -
非比例再保险 non-proportional reinsurance -
保险单 insurance policy -
海洋运输保险 maritime transportation insurance -
逆选择 antiselection -
足额保险价值 full insurance value -
赔偿的义务 obligation of compensation for loss -
共同海损 general average -
固定分保 obligatory reinsurance -
保险单满期 expiration of policy -
损失净自赔额 net retained losses -
全部责任 full liability -
查勘 survey -
赔款 indemnity -
全额承保 full coverage -
分保条 line slips -
共保 coinsurance -
保险单一般规定 general policy condition -
风险承受区域 exposed areas -
容易出险 claim-prone -
慕尼黑再 Munich Re -
保险费 insurance premium -
自付责任 priority -
剪力墙结构 shear wall structure -
堰坝 barrages -
责任额 cover -
人寿保险 life insurance -
保单持有者 policyholder -
可保性 insurability -
中保再 PICC Re -
小时条款 hour clause -
货物保险 cargo insurance -
分保 reinsurance -
原始免赔额 original deductibles -
险位超赔 single -
风暴潮 storm surges -
总净保费收入 GNPI -
自然灾害 natural calamities -
费率表 tarrif -
震害 seismic demage -
保险损失 insured losses -
责任 liability -
总保额 total sum insured -
龙卷风 tornado -
除外责任 exclusion -
无纯益风险 no profit commission -
重现期 return period -
超额赔款 excess loss -
风暴 windstorm -
海损保险 marine insurance -
吊销营业执照 revoke license -
多层建建筑 multi-story building -
保险人;保险商 insurer, underwriter -
雹暴 hailstorm -
烈度 intensity -
可能最大损失 PML -
地形图 topographic map -
续保 to renew -
保费 premium -
索赔时限 time limit for filing claims -
未满期责任的入帐 portfolio outgo -
货损检验 cargo damage survey -
自留额 retention -
理赔协助 claims assistance -
标的 object -
海啸 tidal wave -
中度破坏 moderate damage -
赔付率超赔 stop loss -
抵销 set-off -
新型风险转移 ART (Alternative Risk Transfer) -
损失发生 loss occurrence -
赔付率 loss ratio -
安排 placement -
承保 cover -
地球物理研究所 Geophysics Institute -
巨灾风险 catastrophe risk -
恢复保额 reinstatement -
累积限额 aggregate limit -
强制保险 compulsory insurance -
全部保险费 in-full premium -
单一损失 individual losses -
附加费 loading -
恶意损害 malicious damage -
第二事件承保 second event cover -
自保组合 captive pools -
未满期责任的出帐 portfolio entry -
拐点周期 TG -
空斗砖结构 hollow brick wall -
比例再保险 proportional reinsurance -
既往损失 previous losses -